Ditch the debt.
Pay smarter with PlanPay.
PlanPay is the better way to pay for the things you love - without credit checks, interest, or hidden fees. Whether you’re booking a trip, grabbing event tickets, or making a big purchase, PlanPay lets you split the total cost into flexible, upfront instalments. Everything’s paid off before you go, attend the event, or receive your item.
How PlanPay Works
Lock in your trip with a small deposit.
No debt. No stress. Just smarter payments - paid your way.
Book your travel or event with your favourite provider
Choose PlanPay at checkout.
You secure your booking at today’s prices, so you’re protected from any future price increases.
Flexible payments made easy
Pick a plan that fits your life - weekly, fortnightly, or monthly.
Book up to two years in advance and pay it off bit by bit with PlanPay.
It’s fully automated — just set and forget while your trip gets closer.
Time to go
Once you’ve paid in full, your booking’s complete and you’re ready to travel.
Flights, hotels, cruises, or events - everything’s sorted and paid for before you go.
FAQs
Choose PlanPay as your payment option at checkout on your preferred merchant. Setting up an account takes under 2 minutes. There are no credit checks because you’re using your own money. After this, configure your Plan, make the initial payment, and start looking forward to your experience.
The Plans cost is the total price divided into a deposit and regular payments based on your chosen schedule (weekly, fortnightly, or monthly). PlanPay doesn't charge extra fees for account creation, Plan setup, or payments.
We’ll send gentle reminders, and you can update your payment method anytime. But because you pay before the event or product is delivered, there's no risk of owing money after.
None. Zero. You pay only the cost of what you're buying, split into manageable, upfront payments.
No. With PlanPay, you pay upfront with your funds, eliminating the need for credit checks.
For a Plan, there's a minimum of two payments: the initial one and a scheduled payment. The gap between the final payment and the experience date is set by our partners. If a booking is too close to the experience date, PlanPay won't be an option at checkout.
Yes. Set up your Plan to pay weekly, fortnightly (Bi-weekly), or monthly. Pick the specific day to coincide with your pay cycle. Access your PlanPay account on our website to view all payment details.
If a merchant requires a deposit, it's included in the first instalment. If this deposit exceeds the regular instalment amount, the initial payment covers the deposit, with the balance spread over the Plan's duration.
Your Plan begins with creating your booking. the number of Payments are determined by the time until the date of your experience and your chosen payment schedule.
If there's a required merchant deposit, it's part of the first instalment. If it's more than the standard instalment, the first payment covers the deposit, and the balance gets spread over the Plan.
No. PlanPay is not a loan or credit product. You pay in instalments upfront using your own money, and everything is fully paid before your booking, event, or purchase.
Transparency is at the heart of our operations. When you set up a plan, all details, including instalments, terms, and fees (if any), are clearly laid out. There are no hidden costs or surprises.
Simply login to your account our web app to manage your plans. There, you can make adjustments like paying making up for failed payment or paying to get ahead in your plan. Additionally, if you need to cancel or make specific modifications, you can directly contact the business or merchant offering the experience.