Finally, You Can Offer Payment Flexibility Without the Credit
Have you always wanted to offer your customers the ability to pay in instalments, without credit, interest, or debt, before they receive their goods, go on that holiday, attend their dream wedding, or watch their favourite band or sports team live?
Now you can. With PlanPay.
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Upfront Instalments: Perfectly Tailored for These Industries
Upfront instalments with PlanPay align desire and ownership, bridging the time gap for a timely, seamless buying experience.
Travel & Accommodation
Travel further. Book earlier. Get paid upfront.
PlanPay helps hotels, airlines, OTAs, and travel agents offer flexible, debt-free payment plans—boosting direct bookings, increasing lead times, and reducing cancellations.
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Drive longer booking windows
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Increase average order values by 20%+
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Get paid before check-in, with no credit risk
Events & Ticketing
More tickets sold. Less cart abandonment.
From concerts and festivals to sports and theatre, PlanPay makes it easier for fans to commit early - without the burden of post event debt.
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Reduce checkout abandonment
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Enable early bird sales with instalment options
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Eliminate refunds and chargebacks post-event
Retail & eCommerce
Smarter checkout. No credit. No stress.
PlanPay modernizes layby for online retail, giving shoppers a way to pay upfront without relying on BNPL or credit cards.
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Seamless checkout integration via API
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Serve customers who want to budget, not borrow
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Increase conversion and reduce returns
Education & Training
Flexible payments for courses, not credit.
Whether you're a university, bootcamp, or training provider -PlanPay gives students a safe, debt-free way to commit early and pay over time.
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Improve enrolment rates
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Simplify reconciliation for finance teams
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Fully integrated into your CRM and payment systems
Weddings
Dream weddings, paid for peacefully.
PlanPay helps wedding venues, planners, and service providers offer couples a flexible, stress-free way to lock in their big day -without credit or debt.
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Secure bookings earlier and reduce last-minute cancellations
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Increase average spend across venues, vendors, and packages
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Get paid upfront while your clients pay over time
How PlanPay Works
For Your Business & Your Customers
STEP 1:
Customer selects PlanPay at checkout
Let customers choose flexible, debt-free instalments during checkout - on your website, booking engine, or in-store.
No credit checks. No interest. No app required.
STEP 2:
PlanPay calculates and schedules the instalments
Our API instantly calculates and schedules equal instalments to be paid before the travel, event, course, or product delivery date.
Your business rules and cancellation policies are embedded directly into the customer's payment plan and agreed to in the PlanPay terms and conditions.
Seamless, branded experience - integrated with your current systems.
STEP 3:
We handle payment collection
PlanPay tokenises the payment method and automates the charges securely via your existing payment gateway (e.g., Stripe, Adyen, PayPal).
You remain the Merchant of Record - we operate behind the scenes.
STEP 4:
You get paid in full before delivery
You receive 100% of the booking or purchase amount before the experience or delivery date.
No late payments. No cancellations. No financial risk.
STEP 5:
Customer enjoys, fully paid and stress-free
Everything’s been paid in advance. They enjoy the experience with peace of mind—no lingering bills or post-event stress.
A better payment experience that builds trust and repeat business.
The Best of Our Features
PlanPay is an API-first, white-labeled platform that integrates directly into your existing payment gateway, booking engine, or checkout—no disruption, no switching providers. Offer flexible, debt-free instalments with a solution that fits seamlessly into your tech stack and keeps your brand front and center.
Boost Revenue
Seamlessly encourage customers to explore premium options and add-ons, enhancing their experience while increasing your profit margins.
Reach More Customers
With flexible payment plans and personalization, appeal to a broader audience, driving more sales and expanding your market presence.
Build Trust and Repeat Business
With transparent terms and exceptional user experience, foster lasting relationships that keep customers coming back.
Plan for Success
Enable customers to plan and pay for future bookings effortlessly, ensuring a steady flow of business and enhancing long-term growth prospects.
Adapt to Your Customers' Needs
Offer customizable payment plans that suit different budgets and needs, making your products or services accessible to more people.
Make Informed Decisions
Utilise our comprehensive reporting tools to analyse trends, track customer behavior, and make data-driven strategies that align with your business goals.