Trusted by some of the worlds most loved brands
We're a fintech company with a simple mission:
To make upfront, flexible, debt-free payments the global standard—empowering people to enjoy life’s experiences without financial strain, and enabling businesses to grow with confidence and integrity.
Empowerment, not entrapment
We exist to help people plan—not borrow—so they can enjoy what matters most without the stress of credit or debt.
Built for simplicity
Everything we design—our platform, our partnerships, our processes—is made to be intuitive, seamless, and easy to adopt.
Partners, not disruptors
We work with businesses, not against them. Our tech integrates into their systems, complements their strategies, and strengthens their customer relationships.
Innovation with purpose
We challenge old models like BNPL and manual layby by creating modern, responsible alternatives that scale across industries.
Trust by design
Security, transparency, and compliance aren’t just features—they’re foundations of how we operate every day.
Built for a world that's done with debt!
At PlanPay, we believe in giving people a smarter way to pay - without the trap of credit, interest, or buy now, panic later.
